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A real-estate bubble or property bubble (or housing bubble for residential markets) is a type of economic bubble that occurs periodically in local or global real estate markets, and it typically follows a land boom or reduce interest rates. [1]
Over the last two centuries, the United States of America has been transformed from a predominantly rural, agricultural nation into an urbanized, industrial one. [2] This was largely due to the Industrial Revolution in the United States (and parts of Western Europe ) in the late 18th and early 19th centuries and the rapid industrialization ...
A real estate trend is any consistent pattern or change in the general direction of the real estate industry which, over the course of time, causes a statistically noticeable change. This phenomenon can be a result of the economy, a change in mortgage rates, consumer speculations, or other fundamental and non-fundamental reasons.
U.S. homeownership rate peaked with an all-time high of 69.2 percent. [45] HUD increased Fannie Mae and Freddie Mac affordable-housing goals for next four years, from 50 percent to 56 percent, stating they lagged behind the private market; from 2004 to 2006, they purchased $434 billion in securities backed by subprime loans. [21]
In many regions a real estate bubble, it was the impetus for the subprime mortgage crisis. Housing prices peaked in early 2006, started to decline in 2006 and 2007, and reached new lows in 2011. [3] On December 30, 2008, the Case–Shiller home price index reported the largest price drop in its history. [4]
A suburban land use pattern in the United States (Colorado Springs, Colorado), showing a mix of residential streets and cul-de-sacs intersected by a four-lane road. Suburbanization (American English), also spelled suburbanisation (British English), is a population shift from historic core cities or rural areas into suburbs.
Rural–urban commuting areas (RUCAs) categorize U.S. census tracts based on measures of urbanization, population density, and daily commuting. RUCA codes range from urban (1) to highly rural (10). RUCA codes range from urban (1) to highly rural (10).
The per capita rate of primary care physicians is lower in rural areas of the country (65 primary care physicians per 100,000 rural Americans, compared to 105 primary care physicians for urban and suburban Americans). [14] Rural Americans are also more likely than other Americans to suffer from chronic health conditions such as diabetes, heart ...