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2. High street lenders bring back 5% deposit mortgages as new ...

   www.aol.com/high-street-lenders-bring-back...

   Major lenders have unveiled the loans they will be offering under the Government’s new 5% deposit mortgage scheme. Skip to main content. News. 24/7 help. For premium support please call: 800-290 ...

3. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

4. Mortgage and refinance rates for Jan. 7, 2025: Average rates ...

   www.aol.com/finance/mortgage-and-refinance-rates...

   The current average interest rate for a 30-year fixed mortgage is 7.04% for purchase and 7.07% for refinance, unchanged from 7.04% for purchase and up 5 basis points from 7.02% for refinance last ...

5. This strategy for getting a 5% mortgage isn't going away ...

   www.aol.com/finance/strategy-getting-5-mortgage...

   At a time when average mortgage rates were around 6%, they locked in a sub-5% interest rate for the life of their loan, and even lower rates in their first two years. “We got a really good deal ...

6. Graduated payments - Wikipedia

   en.wikipedia.org/wiki/Graduated_payments

   Graduated payments are repayment terms involving gradual increases in the payments on a closed-end obligation. A graduated payment loan typically involves negative amortization, and is intended for students in the case of student loans, [1] and homebuyers in the case of real estate, [2] who currently have moderate incomes and anticipate their income will increase over the next 5–10 years.

7. Help to Buy - Wikipedia

   en.wikipedia.org/wiki/Help_to_Buy

   Help to Buy: Equity Loans: Buyers contribute a 5% deposit, the government provides an equity loan for up to 20% of the property value (40% within London), and buyers must provide the remaining funds themselves, typically from a mortgage. Available only for new-build under a certain amount (e.g. less than £600,000 in England, £300,000 in Wales ...