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  2. Buying a home after foreclosure - AOL

    www.aol.com/finance/buying-home-foreclosure...

    As with a conventional loan, if you can prove circumstances beyond your control caused the foreclosure, you may be able to request a shorter waiting period. VA loan (2 years) – For veterans and ...

  3. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Foreclosure waiting period. Conventional loan. 4 years for Chapter 7 or Chapter 11 (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter 13 ... VA loan. 2 years ...

  4. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    The waiting periods are: FHA, VA, or USDA loan: one year from filing. Conventional loan: two years after discharge or four years after dismissal.

  5. Can You Get a Mortgage After Bankruptcy? 4 Things To Know ...

    www.aol.com/finance/mortgage-bankruptcy-4-things...

    There’s typically a waiting period after bankruptcy before applying for a new loan, including a mortgage. ... Conventional loan: four years. USDA loan: three years. VA Home Loan or FHA mortgage: ...

  6. Can I get a mortgage after a short sale of my home? - AOL

    www.aol.com/finance/mortgage-short-sale-home...

    Loan type. Minimum waiting period. Conventional. 2-4 years with exceptions. FHA. 3 years with exceptions. USDA. 3 years. VA. 2 years with exceptions. Non-qualifying (non-QM)

  7. What is a foreclosure? How it works and how to avoid it - AOL

    www.aol.com/finance/foreclosure-works-avoid...

    Getting a mortgage after foreclosure can be challenging because of the impact on your credit score and the fact that you’ll likely need to endure a waiting period before applying for a new loan ...

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