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2. Mortgage seasoning: What is it and what are the requirements?

   www.aol.com/finance/mortgage-seasoning...

   To get a mortgage after bankruptcy or foreclosure, you must meet the following minimum seasoning periods: Bankruptcy waiting period. ... USDA loan. 3 years for Chapter 7; 1 year for Chapter 13 ...

3. Buying a home after foreclosure - AOL

   www.aol.com/finance/buying-home-foreclosure...

   USDA loan (3 years) – Available in largely rural areas, USDA loans have a waiting period of three years to qualify if you have a foreclosure in your credit history, Crawford says.

4. Getting a mortgage after bankruptcy: What you need to know - AOL

   www.aol.com/finance/getting-mortgage-bankruptcy...

   USDA loan: three years after filing. Conventional loan: four years after filing. If you can’t wait it out, Ashley Morgan, a debt and bankruptcy attorney in Herndon, Virginia, says there are ...

5. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

6. Mortgage loan modification: What it is and how to get one - AOL

   www.aol.com/finance/mortgage-loan-modification...

   USDA loan modification: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate and receive a “mortgage recovery advance,” a one-time ...

7. What is a foreclosure? How it works and how to avoid it - AOL

   www.aol.com/finance/foreclosure-works-avoid...

   Foreclosure happens when the lender takes control of a property after the borrower misses multiple mortgage payments. This is also referred to as defaulting on the loan. This is also referred to ...

8. USDA loans: What are they and am I eligible? - AOL

   www.aol.com/finance/usda-loans-am-eligible...

   A USDA home loan is a no-down payment mortgage for low- and moderate-income homebuyers in largely rural areas. USDA loans are part of a national program created by the U.S. Department of ...

9. Can You Get a Mortgage After Bankruptcy? 4 Things To Know ...

   www.aol.com/finance/mortgage-bankruptcy-4-things...

   VA Home Loan or FHA mortgage: two years. ... USDA mortgages, offered by the U.S. Department of Agriculture, are designed for potential homebuyers looking in rural areas. There’s no down payment ...