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2. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Here are some examples from different lenders: Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi: Call Citi’s customer ...

3. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Complete the deal in writing. Once you’ve reached a debt settlement agreement, send a letter to your creditor detailing the terms of the agreement. Include the settlement amount and that the ...

4. Debt Consolidation vs. Debt Settlement: Which Is Better?

   www.aol.com/debt-consolidation-vs-debt...

   Debt Settlement: You negotiate with creditors directly or through a debt settlement company to reduce the total amount you owe. If you reach a settlement, youl pay a lump sum amount that is less ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

6. Demand letter - Wikipedia

   en.wikipedia.org/wiki/Demand_letter

   A demand letter, letter of demand, [ 1] (of payment), or letter before claim, [ 2] is a letter stating a legal claim (usually drafted by a lawyer) which makes a demand for restitution or performance of some obligation, owing to the recipients' alleged breach of contract, or for a legal wrong. Although demand letters are not legally required ...

7. What is Debt Settlement? - AOL

   www.aol.com/debt-settlement-possible-not-always...

   What Is Debt Settlement? Debt settlement is a negotiation process that aims to reduce your total debt owed to a creditor. If you and the creditor reach an agreement, you will pay a lump sum less ...