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  2. Daiwa Securities Group - Wikipedia

    en.wikipedia.org/wiki/Daiwa_Securities_Group

    The company was founded in 1999 as Daiwa Securities SB Capital Markets Co. Ltd., a joint venture between Daiwa Securities Group (Daiwa) and Sumitomo Bank (SB). It was renamed in 2001 to Daiwa Securities SMBC Co. Ltd., after Sumitomo Bank merged with Sakura Bank on 1 April 2001 to form Sumitomo Mitsui Banking Corporation (SMBC), a wholly owned ...

  3. Zero-based budgeting - Wikipedia

    en.wikipedia.org/wiki/Zero-based_budgeting

    Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

  4. Texas County & District Retirement System - Wikipedia

    en.wikipedia.org/wiki/Texas_County_&_District...

    Created in 1967 by the Texas Legislature, the Texas County & District Retirement System (TCDRS) works with county and district employers to provide retirement, disability and survivor benefits to Texans. The system receives no funding from the State of Texas. Each plan is funded independently by the county or district and its employees.

  5. Defense Acquisition Workforce Improvement Act - Wikipedia

    en.wikipedia.org/wiki/Defense_Acquisition...

    The efforts to structure and advance acquisition led to 5 college-level campuses, producing works such as the Defense Acquisition Guide ; library collections; publications of Defense AT&L Magazine and the Defense Acquisition Review Journal; the development of numerous courses including online learning; and professional conferences.

  6. Fishing reel - Wikipedia

    en.wikipedia.org/wiki/Fishing_reel

    The Art of Angling, first published in 1651, is the first English language book to cite the use of fishing reels. 'Nottingham' and 'Scarborough' reel designs. The first English book on fishing is "A Treatise of Fishing with an Angle" in 1496 (its spelling respective to the manner of the date is The Treatyse of Fysshynge with an Angle [7] ').

  7. Zero-coupon bond - Wikipedia

    en.wikipedia.org/wiki/Zero-coupon_bond

    Zero coupon bonds have a duration equal to the bond's time to maturity, which makes them sensitive to any changes in the interest rates. Investment banks or dealers may separate coupons from the principal of coupon bonds, which is known as the residue, so that different investors may receive the principal and each of the coupon payments.

  8. ‘Frustrated’ California family says insurer dropped them ...

    www.aol.com/finance/frustrated-california-family...

    A family in San Carlos, California, is facing an impossible decision: spend more than $40,000 to remove a nearly 500-year-old heritage white oak tree in their backyard or find new homeowners ...

  9. Daiwa House - Wikipedia

    en.wikipedia.org/wiki/Daiwa_House

    Daiwa House Industry Co., Ltd. (大和ハウス工業株式会社, Daiwa Hausu Kōgyō Kabushiki-gaisha) is Japan's largest homebuilder, [6] specializing in prefabricated houses. The company is also engaged in the construction of factories, shopping centers , health care facilities , the management and operation of resort hotels, golf courses ...

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