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A life insurance claim can be denied if the necessary documents are incomplete or missing. Typically, insurers require at least a certified death certificate to start processing a claim.
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ACORD also provided expertise on digital data standards for a collaboration with IBM, ISN, and Marsh to streamline the proof of insurance process with the help of blockchain technology. The partnership is an attempt to eliminate the time- and labor-intensive paper insurance certificates that dominate the global insurance market. [9]
You don’t want to end up with a lower premium that comes with lousy customer service or a cumbersome claims process when you most need the help. Step #3: Apply for your new car insurance policy
Stranger-originated life insurance ("STOLI") generally means any act, practice, or arrangement, at or prior to policy issuance, to initiate or facilitate the issuance of a life insurance policy for the intended benefit of a person who, at the time of policy origination, does not have an insurable interest in the life of the insured under the laws of the applicable state. [1]