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Use Loan Simulator to compare plans, estimate monthly payment amounts, and see if you’re eligible for IDR loan forgiveness. Your loan forgiveness timeline and monthly payment amount depend on which IDR plan you’re eligible for. See below for a quick comparison of the plans.
In certain cases, you can have your federal student loan forgiven, canceled, or discharged. Find out whether you qualify due to your job or other circumstances.
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Student Loan Debt Relief The Supreme Court issued a decision blocking us from moving forward with our one-time student debt relief plan. Visit StudentAid.gov/debtrelief to learn more about the actions President Biden announced following the decision and find out how this decision impacts you.
The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.
Use the Public Service Loan Forgiveness (PSLF) Help Tool to determine whether you're eligible for PSLF programs and guide you through the process.
You may qualify for forgiveness of the remaining balance due on your eligible federal student loans based on your employment in a public service job.
application for loan forgiveness to determine whether I qualify for PSLF or TEPSLF, and discharge any qualifying loans that I have, and (2) if none of my loans qualify for PSLF or TEPSLF forgiveness when I submit this form, determine how many qualifying payments I have made toward PSLF and TEPSLF.
Loans that meet these criteria could be fully forgiven. Cancel some or all debt for student loan borrowers who attended schools that lost eligibility, or closed while at risk of losing eligibility, to give out federal student loans, or that had programs that provided low financial value. This includes when.