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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Key takeaways. Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help you raise your score and work toward your financial goals.

3. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Once you understand how credit inquiries affect your credit score, you can make smart decisions about when to apply for new credit. Checking your credit score does not lower it, so feel free to ...

4. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

5. Zero scores returned from Experian CreditCenter - AOL Help

   help.aol.com/articles/Zero-scores-returned-from...

   Credit scores are based on the information in your credit history at the moment the score is calculated. If you don't have a credit report, you won't have a credit score. Most credit scoring models need at least one or two active credit accounts to generate a credit score. They also typically require activity for the last three to six months.

6. Repair Your Credit Without Spending a Dime - AOL

   www.aol.com/repair-credit-without-spending-dime...

   You are entitled to one free credit report each week from the major credit bureaus -- Equifax, Experian, and TransUnion. Carefully examine your report for errors such as: Accounts you do not recognize

7. Want a Perfect 850 Credit Score? Do These 5 Things - AOL

   www.aol.com/want-perfect-850-credit-score...

   Recent credit applications, like applying for an auto loan or credit card, can lower your credit score. These hard credit inquiries account for about 10% of your score. This is where having a long ...