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2. Professional in Human Resources - Wikipedia

   en.wikipedia.org/.../Professional_in_Human_Resources

   Professional in Human Resources (PHR) is a certification in the human resource management profession. The certification, awarded by the Human Resource Certification Institute (HRCI), signifies that individuals possess the theoretical knowledge and practical experience in human resource management necessary to pass an examination demonstrating a mastery of the body of knowledge in the field.

3. List of professional designations in the United States

   en.wikipedia.org/wiki/List_of_professional...

   Obtaining a certificate is voluntary in some fields, but in others, certification from a government-accredited agency may be legally required to perform certain jobs or tasks. Organizations in the United States involved in setting standards for certification include the American National Standards Institute (ANSI) and the Institute for ...

4. What is a credit reporting agency? - AOL

   www.aol.com/finance/credit-reporting-agency...

   Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

5. List of human resource management associations - Wikipedia

   en.wikipedia.org/wiki/List_of_human_resource...

   This list of human resource management associations includes notable professional associations that either serve the broad scope of human resource management or a narrow scope within the field. Professional HR associations "aim to keep members informed, interconnected, and employed" by offering "member directories, publications, discussion ...

6. Commercial credit reporting - Wikipedia

   en.wikipedia.org/wiki/Commercial_credit_reporting

   Commercial credit is more volatile than consumer credit. Few businesses survive five years in the same form that they were first founded. All businesses are in constant competition with other businesses for clients and markets. The granting of credit by businesses is very much a market driven and few regulations exist.

7. Credit rating agency - Wikipedia

   en.wikipedia.org/wiki/Credit_rating_agency

   A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default.

8. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

9. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.