enow.com Web Search

Search results

  1. Results from the WOW.Com Content Network
  2. Teeming and lading - Wikipedia

    en.wikipedia.org/wiki/Teeming_and_Lading

    Teeming and lading is a bookkeeping fraud also known as short banking, delayed accounting, and lapping. It involves the allocation of one customer 's payment to another customer's account to make the books balance, often to hide a shortfall or theft .

  3. Diamond–Dybvig model - Wikipedia

    en.wikipedia.org/wiki/Diamond–Dybvig_model

    A 2007 run on Northern Rock, a British bank. The Diamond–Dybvig model is an influential model of bank runs and related financial crises.The model shows how banks' mix of illiquid assets (such as business or mortgage loans) and liquid liabilities (deposits which may be withdrawn at any time) may give rise to self-fulfilling panics among depositors.

  4. Matrix scheme - Wikipedia

    en.wikipedia.org/wiki/Matrix_scheme

    A matrix scheme (also known as a matrix sale or site, and as a hellevator, excavator or ladder scheme) is a business model involving the exchange of money for a certain product with a side bonus of being added to a waiting list for a product of greater value than the amount given. [1]

  5. Ponzi scheme - Wikipedia

    en.wikipedia.org/wiki/Ponzi_scheme

    Another example of a well known Ponzi scheme involving cryptoassets was the ICO of AriseBank or AriseCoin, involving claims about founding the world's first "decentralized bank". The SEC successfully recovered the funds stolen in the ICO. [33] A similar scheme was perpetrated by the founders of the fraudulent cryptocurrency Bitconnect. [34] [35]

  6. Check kiting - Wikipedia

    en.wikipedia.org/wiki/Check_kiting

    An example of a check, an instrument potentially used for kiting.. Check kiting or cheque kiting (spelled differently in American and British English spelling) is a form of check fraud, involving taking advantage of the float to make use of non-existent funds in a checking or other bank account.

  7. Deposit risk - Wikipedia

    en.wikipedia.org/wiki/Deposit_risk

    Rollover risk of time deposits is a risk that a depositor refuses to roll over his or her matured time deposit. [5] [6] Run risk of non-maturity deposits is a risk that a depositor takes back money from his or her accounts at any time. Thus, a run risk has characters of both early withdrawal and rollover risks.

  8. What is a savings account? Definition, how it works - AOL

    www.aol.com/finance/savings-account-definition...

    For example, if you spend an average of $3,000 per month on costs such as your mortgage, car payment and food, you would save anywhere from $9,000 to $18,000 in the account.

  9. Bank run - Wikipedia

    en.wikipedia.org/wiki/Bank_run

    No bank has enough reserves on hand to cope with all deposits being taken out at once. [17] [better source needed] Diamond and Dybvig developed an influential model to explain why bank runs occur and why banks issue deposits that are more liquid than their assets. According to the model, the bank acts as an intermediary between borrowers who ...