enow.com Web Search

Search results

  1. Results from the WOW.Com Content Network
  2. Teeming and lading - Wikipedia

    en.wikipedia.org/wiki/Teeming_and_Lading

    Teeming and lading is a bookkeeping fraud also known as short banking, delayed accounting, and lapping. It involves the allocation of one customer 's payment to another customer's account to make the books balance, often to hide a shortfall or theft .

  3. Endogenous money - Wikipedia

    en.wikipedia.org/wiki/Endogenous_money

    Loans create deposits: for the banking system as a whole, drawing down a bank loan by a non-bank borrower creates new deposits (and the repayment of a bank loan destroys deposits). So while the quantity of bank loans may not equal deposits in an economy, a deposit is the logical concomitant of a loan – banks do not need to increase deposits ...

  4. Diamond–Dybvig model - Wikipedia

    en.wikipedia.org/wiki/Diamond–Dybvig_model

    A 2007 run on Northern Rock, a British bank. The Diamond–Dybvig model is an influential model of bank runs and related financial crises.The model shows how banks' mix of illiquid assets (such as business or mortgage loans) and liquid liabilities (deposits which may be withdrawn at any time) may give rise to self-fulfilling panics among depositors.

  5. Deposit insurance - Wikipedia

    en.wikipedia.org/wiki/Deposit_insurance

    Deposit insurance or deposit protection is a measure implemented in many countries to protect bank depositors, in full or in part, from losses caused by a bank's inability to pay its debts when due. Deposit insurance systems are one component of a financial system safety net that promotes financial stability.

  6. Deposit account - Wikipedia

    en.wikipedia.org/wiki/Deposit_account

    A deposit account is a bank account maintained by a financial institution in which a customer can deposit and withdraw money. Deposit accounts can be savings accounts , current accounts or any of several other types of accounts explained below.

  7. Bank run - Wikipedia

    en.wikipedia.org/wiki/Bank_run

    No bank has enough reserves on hand to cope with all deposits being taken out at once. [17] [better source needed] Diamond and Dybvig developed an influential model to explain why bank runs occur and why banks issue deposits that are more liquid than their assets. According to the model, the bank acts as an intermediary between borrowers who ...

  8. Dictator game - Wikipedia

    en.wikipedia.org/wiki/Dictator_game

    The dictator game is a popular experimental instrument in social psychology and economics, [1] a derivative of the ultimatum game. The term "game" is a misnomer because it captures a decision by a single player: to send money to another or not. [2] Thus, the dictator has the most power and holds the preferred position in this “game.”

  9. Money creation - Wikipedia

    en.wikipedia.org/wiki/Money_creation

    When commercial banks lend money today, they expand the amount of bank deposits in the economy. [20] The banking system can expand the money supply of a country far beyond the amount of reserve deposits created by the central bank, meaning contrary to popular belief, most money is not created by central banks.