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  2. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    The standard deposit insurance coverage limit, as offered at banks that are members of the Federal Deposit Insurance Corp. (FDIC), is $250,000 per depositor, per bank, per ownership category.

  3. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    In many cases, FDIC insurance will cover a larger portion of the funds. With joint accounts, the FDIC insurance covers up to $250,000 per co-owner — or $500,000. However, this limit applies to ...

  4. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    Non-US citizens are also covered by FDIC insurance as long as their deposits are in a domestic office of an FDIC-insured bank. [17] The FDIC publishes a guide which sets forth the general characteristics of FDIC deposit insurance, and addresses common questions asked by bank customers about deposit insurance. [18] [19]

  5. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    If you have $250,000 in a single account and $250,000 in an IRA at the same bank, the full $500,000 total would be covered by FDIC insurance because the accounts fall into different types.

  6. Certificate of Deposit Account Registry Service - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_Deposit...

    The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).

  7. Financial Institutions Reform, Recovery, and Enforcement Act ...

    en.wikipedia.org/wiki/Financial_Institutions...

    The Savings Association Insurance Fund (SAIF) took the place of the FSLIC as an ongoing insurance fund for thrift institutions (like the FDIC, the FSLIC was a permanent corporation that insured savings and loan accounts up to $100,000). SAIF is administered by the Federal Deposit Insurance Corporation.

  8. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured ...

  9. Federal Deposit Insurance Corporation Improvement Act of 1991

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    The Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA, Pub. L. 102–242), passed during the savings and loan crisis in the United States, strengthened the power of the Federal Deposit Insurance Corporation. It allowed the FDIC to borrow directly from the Treasury department and mandated that the FDIC resolve failed banks ...