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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  3. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    Balance transfer credit card. A balance transfer card allows you to combine debts from other credit cards — usually credit cards from other companies only — at a temporary 0 percent interest rate.

  4. When to use a personal loan to pay off credit card debt - AOL

    www.aol.com/finance/personal-loan-pay-off-credit...

    Imagine you have $5,000 in debt on a credit card with a 17 percent APR and $7,000 in debt on a second credit card with a 21 percent APR. You are only able to put $100 towards each credit card per ...

  5. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    With a consolidation loan the amount of debt owed would still be on your credit report, but because personal loans are installment loans, they don’t impact your score as severely as credit cards ...

  6. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

  7. How to get debt-free - AOL

    www.aol.com/finance/debt-free-202046867.html

    A balance transfer involves moving debt from a high-interest credit card to one with a lower APR. Many credit card companies even offer a 0 percent APR promotion where balances transferred accrue ...

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