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You can get a mortgage through a direct or retail mortgage lender, such as a credit union, bank or online lender; through a mortgage broker; or another type of lender. Start shopping for a ...
But, as a fair credit borrower, you can expect to get an interest rate between roughly 18 percent and 32 percent, depending on the lender. Steeper fees. You may pay origination fees as high as 12 ...
Yes, a 1% drop in mortgage rates can save you a significant amount, but waiting for rates to fall by 2% or 3% can be even more worthwhile. For example, if you borrow $400,000 at 3% APR instead of ...
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It involves filling out a full mortgage application, uploading financial documents and undergoing a hard credit check. You’ll want to get preapproved for a mortgage before you begin your house hunt.
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