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2. Homebuying checklist - AOL

   www.aol.com/finance/homebuying-checklist...

   A traditional 20 percent down payment can feel out of reach for many buyers — 20 percent on a $300,000 home is $60,000, a big amount to pay upfront — but many loans accept a much lower percentage.

3. Do you qualify for homebuyer assistance? You might — even if ...

   www.aol.com/finance/can-i-qualify-for-homebuyer...

   Homebuyer assistance can take many forms that include: Grants. A nonprofit or government agency in your area may offer grants to help you cover your closing costs, your down payment or both.

4. First-time homebuyer guide - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   What is a reasonable debt-to-income ratio when buying a home? Generally, aim to stick with the 28/36 rule when buying a new house. That means not more than 28 percent of your gross monthly income ...

5. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   A first-time homebuyer refers to a homebuyer who hasn’t owned a home previously. However, in terms of qualifying for a first-time buyer program, it often doesn’t have to be your very first time.

6. First-time home buyer grant - Wikipedia

   en.wikipedia.org/wiki/First-time_home_buyer_grant

   First time home buyer grants are typically awarded based on a few criteria, primarily financial need and income qualifications as well as never having owned a home before. However, in countries like Australia the criteria include maximum house price, that it is a new build or substantially renovated and having lived in Australia previously.

7. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   Whilst conventional primary mortgages permit home buyers to borrow up to 80 percent of the property's value, they are conditional on a 20 percent down payment. [4] Home buyers who have insufficient funds to meet this requirement must pay primary mortgage insurance (PMI) in addition to interest on the primary loan. [45]