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Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.
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Online Authorization (OLA) is a system used to verify a transaction on a payment card (e.g. credit card). [1] The term 'on-line' refers to the real-time nature of the verification. In other words, if the account is overdrawn, in most cases, the transaction will be refused.
The use of a CMRA may result in mail delivery occurring at a later time of day than it would at a Post Office box. Some CMRAs offer a virtual mailbox, or online post office, providing a means to access mail over the internet. The USPS will not process a change of address from an address at a CMRA.
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