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  2. Does homeowners insurance cover basement flooding? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Standard HO-3 policies exclude flooding caused by rain, storm surges, sewer backup and snowmelt, ... meaning you might be left with out-of-pocket costs if basement flooding damages your belongings.

  3. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    According to the Insurance Information Institute (Triple-I), the cost of water damage to homeowners between 2017 and 2021 averaged $12,514. What’s worse, this type of damage is common. What’s ...

  4. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Home insurance calculators estimate the rebuilding cost of your home based on details like its location and size, interior finishes and custom features (if any). ... Sewer backup coverage: ...

  5. Water damage - Wikipedia

    en.wikipedia.org/wiki/Water_damage

    An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.

  6. Sump pump - Wikipedia

    en.wikipedia.org/wiki/Sump_pump

    Sump pumps are used where basement flooding may otherwise happen, and to solve dampness where the water table is near or above the foundation of a structure. Sump pumps send water away from a location to any place where it is no longer problematic, such as a municipal storm drain, a dry well, or simply an open-air site downhill from the building (sometimes called "pumping to daylight").

  7. Basement waterproofing - Wikipedia

    en.wikipedia.org/wiki/Basement_waterproofing

    The Federal Emergency Management Agency (FEMA) recommends basement waterproofing with a water alarm and "battery-operated backup pump" as a preventive measure against the high cost of flooding. [2] Wall conduits (such as dimple boards or other membranes) are fastened to the foundation wall and extend over the new drainage to guide any moisture ...

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