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2. Payday loans wiped out in Arkansas -- is this a trend? - AOL

   www.aol.com/2009/08/13/payday-loans-are-wiped...

   Three years ago more than 250 payday lenders were doing business in Arkansas. As of this week, all are out of business.Arkansas represented a unique opportunity for opponents of payday lending.

3. JPMorgan Is Opening Up New Branches In Low-Income Areas ... - AOL

   www.aol.com/jpmorgan-opening-branches-low-income...

   However, payday loans may come with predatory fees. Payday loan providers may charge $15 to $20 for every $100 offered. Some interest rates on payday loans can get as high as 600% per year.

4. Critical factors to consider when taking out payday loans ...

   www.aol.com/finance/critical-factors-consider...

   Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).

5. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   A 2012 study by Pew Charitable research found that the majority of payday loans were taken out to bridge the gap of everyday expenses rather than for unexpected emergencies. The study found that 69% of payday loans are borrowed for recurring expenses, 16% were attributed to unexpected emergencies, 8% for special purchases, and 2% for other ...

6. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   For example, the average personal loan rate, as of February 2023, comes out to 12.10 percent, while the average payday loan reaches three-digit interest rates. Plus, you’ll be hit with even more ...

7. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

8. Constitution of Arkansas - Wikipedia

   en.wikipedia.org/wiki/Constitution_of_Arkansas

   The Arkansas legislature tried to permit payday loans anyway, but after two adverse decisions in 2008, the Attorney General ordered all payday lenders in the state to shut down. [ 29 ] After out-of-state banks took over most lending in Arkansas, banks located in the state received special relief from the usury law through Section 731 of the ...

9. Arkansas sues online payday lender - AOL

   www.aol.com/.../arkansas-sues-online-payday-lender

   Even after it was determined payday lending was unconstitutional in Arkansas, two companies allegedly couldn't resist marketing the high-interest loans online to Arkansas consumers. Arkansas ...