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Long-term care can be provided formally or informally. Facilities that offer formal LTC services typically provide living accommodation for people who require on-site delivery of around-the-clock supervised care, including professional health services, personal care, and services such as meals, laundry and housekeeping. [4]
A director of nursing (DON) is a registered nurse who supervises the care of all the patients at a health care facility. [1] The director of nursing has special training beyond the training of a staff nurse for the position that pertains to health care management, and in some places, a director of nursing must hold a special license in order to be employed in that capacity.
In the United States, employment of LPNs is projected to grow by 21 percent between 2008 and 2018, much faster than average. The growth is expected to be driven by the "long-term care needs of an increasing elderly population and the general increase in demand for healthcare services". [1]
Additionally, when long-term care becomes necessary, other expenses like travel and dining out often decrease, potentially freeing up funds for care, she said. Read more: Retirement planning: A ...
Long-term care insurance is another potential option to help pay for nursing home care. Long-term care insurance was designed to help with the expensive out-of-pocket costs. It is recommended that one purchases long-term care insurance before they need it, which may require paying premiums for years prior.
Age and Long-Term Care Insurance Costs. The biggest factor, however, is the age of the policyholder. The AALTCI says average annual costs for a common type of policy for a man increase from $950 ...
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