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Yes, simply put, you are breaking the law if you get behind the wheel in the Bluegrass State without a viable car insurance policy. Kentucky’s average insurance rates are slightly above the ...
Car insurance in Kentucky is on par with the national average cost of car insurance. In Kentucky, the average full coverage car insurance policy costs $2,540 per year and the average minimum ...
The average annual cost of car insurance in Kentucky for drivers with clean records is $2,540 for full coverage and $761 for minimum coverage. These rates are in line with the national averages of ...
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
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