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  2. Ask an Advisor: I'm 65 and Going to Retire Soon. How ... - AOL

    www.aol.com/ask-advisor-im-65-years-133705405.html

    The structure of your retirement portfolio should reflect your needs, lifestyle, risk tolerance and capacity, and financial resources. Diversification across tax location, investment type, time ...

  3. I'm 65 and set to retire with $500,000 in the bank. How long ...

    www.aol.com/finance/im-65-set-retire-500...

    Health-care expenses can also eat into your savings. Fidelity estimates the average cost of health care for a 65-year-old retiring today to be $165,000 throughout their golden years.

  4. How much should you have in your 401(k)? Here's how your ...

    www.aol.com/finance/average-401k-balance-by-age...

    For instance, if you’re 30 years old and earn $75,000, you should try to have that much saved in your 401(k). If you’re 40 years of age earning $120,000 a year, your account should have around ...

  5. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    By the year 2000, 1 in every 14 people was age 65 or older. By the year 2050, more than 1 in 6 people are projected to be at least 65 years old. [ 8 ] The following statistics emphasize the importance of a well-planned retirement spend-down strategy for these people:

  6. Retirement Planning: How Much the Average 65-Year-Old Retiree ...

    www.aol.com/finance/retirement-planning-much...

    According to the Bureau of Labor Statistics (BLS), the average income of someone 65 and older in 2021 was $55,335, and the average expenses were $52,141, or $4,345 per month.

  7. I’m 64 years old and have $630,000 saved up for retirement. I ...

    www.aol.com/finance/m-64-years-old-630-111900872...

    Fidelity estimates that a 65-year-old retiree will need an average of $165,000 to cover health care costs throughout retirement — a big chunk of your $630,000 savings. If Medicare benefits are ...

  8. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    Using today's rates, a $10,000 immediate annuity for a 65-year-old might pay around $75 to $80 monthly for life. Delaying payments or investing more money would increase this amount.

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