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2. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Nonprofit debt consolidation and for-profit debt consolidation have several important differences. The financial objectives of the companies Nonprofit credit counseling agencies are not focused on ...

3. Nonprofit Debt Consolidation: Is It Right for You?

   www.aol.com/nonprofit-debt-consolidation...

   If you're carrying a large amount of debt spread out across several credit cards and other loans, you're not alone. Most Americans carry some credit card debt, and the amount of debt the average...

4. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   You need good or excellent credit to qualify for loans with the best rates and terms. Debt management plan. In some cases, credit counseling companies also recommend and oversee debt management ...

5. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Debt relief companies are for-profit institutions that help you manage and pay down your debts. Depending on the company and what services are offered, they may work with creditors to help you get ...

6. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   Credit counseling comes in the form of both for- and nonprofit agencies. If possible, avoid turning to a for-profit credit counseling company first, as these are basically another form of debt ...

7. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.