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  2. Beyond Consolidation and Settlement: Other Debt Relief Options Credit Counseling. Non-profit agencies offer free or low-cost advice and can help create a debt management plan tailored to your needs.

  3. Credit counseling: Credit counseling is a free or low-cost option that helps consumers get a better handle on their debt. Often offered by nonprofit organizations or agencies, you’ll be ...

  4. Consumers in These 10 States Seek the Most Debt Help - AOL

    www.aol.com/consumers-10-states-seek-most...

    A popular search term for Tennessee residents was “National Debt Relief” — a direct reference to the company of the same name that provides credit counseling and debt consolidation services ...

  5. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Nonprofit counseling agencies are known to charge lower fees than for-profit agencies, with some offering the services for free. For-profit counseling is offered by debt relief companies and may ...

  6. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

  7. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best debt relief strategy for your situation will depend on three main factors: the type of debt you ...

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