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  2. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Scheduled personal property coverage: High-value items like jewelry, art and collectibles are covered up to a certain dollar amount under a standard homeowners insurance policy.

  3. How to shop for homeowners insurance: A step-by-step ... - AOL

    www.aol.com/finance/how-to-shop-for-homeowners...

    With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S ...

  4. How to choose the right, cheap home insurance for your budget

    www.aol.com/finance/choose-cheap-home-insurance...

    Personal property: This covers contents within your property and ... nuisances are on your property might help control home insurance costs. ... coverage for those high-value items. ...

  5. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  6. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The remaining 21.3% of home insurance policies were covered by renter's or condominium insurance. 14.8% of these had the HO-4 Contents Broad form, also known as renters' insurance, which covers the contents of an apartment not specifically covered in the blanket policy written for the complex. [13]

  7. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth. [1] In the insurance industry, "replacement cost" or "replacement cost value" is one of several methods of determining the value of an insured item. Replacement cost is the ...

  8. What Is High-Net-Worth Insurance? - AOL

    www.aol.com/high-net-worth-insurance-140047203.html

    High-net-worth insurance, also known as high-value insurance, is designed … Continue reading → The post High-Net-Worth Insurance appeared first on SmartAsset Blog.

  9. Condition of average - Wikipedia

    en.wikipedia.org/wiki/Condition_of_average

    When contents insurance states that new-for-old applies, this increases the likelihood of under insurance. For example, a quantity of items amongst the contents might have a low resale value but a high new-for-old value. This can happen if quantities of used or second-hand goods are collected; their resale value may be low, but to replace as ...

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