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  2. Condition of average - Wikipedia

    en.wikipedia.org/wiki/Condition_of_average

    Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

  3. Rent regulation - Wikipedia

    en.wikipedia.org/wiki/Rent_regulation

    This is an accepted version of this page This is the latest accepted revision, reviewed on 26 November 2024. Regulations to reduce increases in housing rents "Rent control" redirects here. For other uses, see Rent control (disambiguation). Part of a series on Living spaces Main House: detached semi-detached terraced Apartment Bungalow Cottage Ecohouse Green home Housing project Human outpost I ...

  4. General account - Wikipedia

    en.wikipedia.org/wiki/General_account

    In the insurance industry, a general account is the combined or aggregate investments and other assets of an insurance company available to pay claims and benefits to which insured entities or policyholders are entitled.

  5. Does homeowners insurance cover mold?

    www.aol.com/finance/does-homeowners-insurance...

    Mold claims are paid out on a per-claim or aggregate limit basis, depending on how your insurer defines the coverage. Mold damage is a common exclusion with most home insurance companies.

  6. Henry George theorem - Wikipedia

    en.wikipedia.org/wiki/Henry_George_theorem

    Where Y is output, c is the per capita consumption of private goods, and G is the aggregate consumption of local public goods reflected by its government expenditure on its provision. Land rents in this model are calculated using the ‘Ricardian rent identity,’ (See Luigi Pasinetti’s “A Mathematical Formulation of the Ricardian System,”):

  7. Actuarial present value - Wikipedia

    en.wikipedia.org/wiki/Actuarial_present_value

    Aggregate payment technique (taking the expected value of the total present value): This is similar to the method for a life insurance policy. This time the random variable Y is the total present value random variable of an annuity of 1 per year, issued to a life aged x , paid continuously as long as the person is alive, and is given by:

  8. Reinsurance - Wikipedia

    en.wikipedia.org/wiki/Reinsurance

    In that case, the insurance company would only recover from reinsurers in the event of multiple policy losses in one event (e.g., hurricane, earthquake, flood). Aggregate XL affords a frequency protection to the reinsured. For instance if the company retains $1 million net any one vessel, $5 million annual aggregate limit in excess of $5m ...

  9. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and ...