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W3Reports observes that PayPal, which years ago "pioneered the concept of sending money to an email address," offers a "slight advantage" by allowing its users to choose which party pays the 2.9 ...
Send a transfer to an email address, request funds or use a custom PayPal.Me link. If the person you send money to does not have a PayPal account, they can open one for free right away.
The original version of Google Wallet allowed users to make point-of-sale purchases with their mobile devices using near-field communication (NFC) technology. As of September 2015, however, Google dropped NFC from Google Wallet, offering the technology only through Android Pay, which was a separate application available only to Android users.
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Google Pay is structured to allow its patrons to send money to each other. To send money, a Google Pay user enters the email address or phone number of the recipient. The recipient must then link that phone number or email address to a bank account in order to access those funds.
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