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  2. Leaseback - Wikipedia

    en.wikipedia.org/wiki/Leaseback

    A sale leaseback enables a corporation to access more capital than traditional financing methods. When the real estate is sold to an outside investor, the corporation receives 100% of the value of the property. Traditional financing is limited to a loan-to-value ratio or debt-coverage-ratio. Help pay down debt and improve the company's balance ...

  3. Mortgage insurance - Wikipedia

    en.wikipedia.org/wiki/Mortgage_insurance

    Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.

  4. Mortgage assumption - Wikipedia

    en.wikipedia.org/wiki/Mortgage_assumption

    Mortgage assumption is the conveyance of the terms and balance of an existing mortgage to the purchaser of a financed property, commonly requiring that the assuming party is qualified under lender or guarantor guidelines. [1]

  5. What are guaranteed mortgage loans? - AOL

    www.aol.com/finance/guaranteed-mortgage-loans...

    Restrictions on use cases: Depending on the guarantor, you might be limited in how you can use the loan. You can only get a USDA loan, for example, if you purchase a home in a qualifying rural area.

  6. Due-on-sale clause - Wikipedia

    en.wikipedia.org/wiki/Due-on-sale_clause

    Section 341a of the Act (codified in Title 12, U.S. Code, Section 1701j-3) makes the enforceability of due-on-sale provisions a federal issue and provides that if real estate loan documents contain a due-on-sale provision, that provision is enforceable if the property securing the loan is transferred without the lender's consent. Institutional ...

  7. Wraparound mortgage - Wikipedia

    en.wikipedia.org/wiki/Wraparound_mortgage

    The seller, who has the original mortgage sells his home with the existing first mortgage in place and a second mortgage which he "carries back" from the buyer. The mortgage he takes from the buyer is for the amount of the first mortgage plus a negotiated amount less than or up to the sales price, minus any down payment and closing costs. The ...

  8. Title insurance - Wikipedia

    en.wikipedia.org/wiki/Title_insurance

    A real estate attorney, broker, escrow officer (in the western states), or loan officer can provide detailed information as to the price of title search and insurance before the real estate contract is signed. Title insurance coverage lasts as long as the insured retains an interest in the land insured and typically no additional premium is ...

  9. Should you use a home equity loan to remodel or ... - AOL

    www.aol.com/finance/home-equity-loan-for...

    If your credit score is 740 or higher, you might qualify for the lowest personal loan rates that rival the best home equity products — coming in slightly higher than a secured loan — without ...

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