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  2. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    These FIRMs are used in identifying whether a land or building is in flood zone and, if so, which of the different flood zones are in effect. In 2004, FEMA began a project to update and digitize the flood plain maps at a yearly cost of $200 million. The new maps usually take around 18 months to go from a preliminary release to the final product.

  3. Buying a house in a flood zone? Know the risks first - AOL

    www.aol.com/finance/buying-house-flood-zone-know...

    Waterfront homes are a dream for many buyers, but they are more susceptible to flooding than homes located inland. Flood zones in the U.S. are designated by FEMA, the Federal Emergency Management ...

  4. Flood insurance - Wikipedia

    en.wikipedia.org/wiki/Flood_insurance

    Flooding resulting from Hurricane Katrina. Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. [2] Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood.

  5. Standardized Natural Hazards Disclosure Statement - Wikipedia

    en.wikipedia.org/wiki/Standardized_Natural...

    The Natural Hazards Disclosure Act, under Sec. 1103 of the California Civil Code, [1] states that real estate seller and brokers are legally required to disclose if the property being sold lies within one or more state or locally mapped hazard areas. The law specifies that the six (6) required hazards be disclosed on a statutory form called the ...

  6. Want to build a home in a flood-prone zone? NJ soon ... - AOL

    www.aol.com/want-build-home-flood-prone...

    The REAL proposal "doesn't tell people all the things they can't do, in all the places they can't build. This is America and private property rights are a thing," LaTourette said.

  7. Flood opening - Wikipedia

    en.wikipedia.org/wiki/Flood_opening

    Most regulatory authorities in the United States that offer requirements for flood openings define two major classes of opening: [1] engineered, and non-engineered. The requirements for non-engineered openings are typically stricter, defining necessary characteristics for aspects ranging from overall size of each opening, to allowable screening or other coverage options, to number and ...

  8. Portsmouth tax rate set: Bills go up $446 for owner of median ...

    www.aol.com/portsmouth-tax-rate-set-bills...

    Portsmouth's tax rate is $16.13 per $1,000 of property valuation for fiscal year 2024, city leaders announced Friday. The tax rate is 93 cents per $1,000 higher than fiscal year 2023.

  9. Probable maximum loss - Wikipedia

    en.wikipedia.org/wiki/Probable_maximum_loss

    Although the definition is not consistent across the insurance industry. [1] It is generally defined as the value of the largest loss that could result from a disaster, assuming the normal functioning of passive protective features (e.g. firewalls , nonflammable materials, flood defences etc.) and proper functioning of most (perhaps not all ...