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There are no income limits to receive Medicare benefits, but you may pay more for your premiums based on your level of income. If you have limited income, you might qualify for assistance in...
People with Medicare who earn a high income have to pay an IRMAA, an extra charge on Medicare Parts B and D. The fee kicks in if you make more than $97,000 (going up to $103,000 in 2024) or if you and your spouse collectively earn over $194,000 (going up to $206,000 in 2024).
Get an estimate of when you're eligible for Medicare and your premium amount. If you don't see your situation, contact Social Security (or the Railroad Retirement Board if you get railroad benefits) to learn more about your specific eligibility or premium. We don't store your information.
This core benefits "cheat sheet" helps explain the way benefits for low-income Medicare beneficiaries are administered, and how basic eligibility is determined. Learn which agencies (federal or state) fund the benefit and set eligibility criteria, and how the programs are delivered.
Who’s eligible for Medicare? Generally, Medicare is for people 65 or older. You may be able to get Medicare earlier if you have a disability, End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant), or ALS (also called Lou Gehrig’s disease).
In this guide, we break down the costs of Medicare by income level, including costs for Medicare Part A, Part B, Part C, Part D and Medicare Supplement Insurance plans.
Visit Medicare.gov/plan-compare to find and compare plan premiums. You can also call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048. The chart below shows your estimated drug plan monthly premium based on your income.