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  2. Bank statement loan: What is it and who should get one? - AOL

    www.aol.com/finance/bank-statement-loan-one...

    Provide two years’ worth of bank statements. Provide a profit and loss statement for your business. Make at least a 10 percent down payment. Have adequate cash reserves. Have a credit score of ...

  3. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    A new credit card opening or a high credit card balance: Applying for and opening a new credit card or having a high credit card balance might hurt your credit (which in turn affects what sort of ...

  4. Business plan - Wikipedia

    en.wikipedia.org/wiki/Business_plan

    For example, a business plan for a non-profit might discuss the fit between the business plan and the organization's mission. Banks are quite concerned about defaults, so a business plan for a bank loan will build a convincing case for the organization's ability to repay the loan.

  5. What is a business line of credit and how does it work? - AOL

    www.aol.com/finance/business-line-credit-does...

    A business line of credit can help a small business owner cover short-term needs. ... Lenders limit loan amounts for bad credit business loans to lessen the risk of lending to high-risk borrowers ...

  6. Balance sheet - Wikipedia

    en.wikipedia.org/wiki/Balance_sheet

    In financial accounting, a balance sheet (also known as statement of financial position or statement of financial condition) is a summary of the financial balances of an individual or organization, whether it be a sole proprietorship, a business partnership, a corporation, private limited company or other organization such as government or not-for-profit entity.

  7. Katy Independent School District - Wikipedia

    en.wikipedia.org/wiki/Katy_Independent_School...

    Leonard E. Merrell Center Katy School 1899-1909 Elementary School 1909-1927 Katy High School building 1909-1947 Elementary School addition 1927-1951. The Katy Independent School District (KISD) is a public school district based in Katy, Texas, United States with an enrollment of over 85,700 students.

  8. How to open a credit file for a new business - AOL

    www.aol.com/finance/open-credit-file-business...

    When you have credit products like business loans or credit cards in your company’s name, the lenders will send the activity with them to the commercial credit reporting bureaus, which will, in ...

  9. Allowance for Loan and Lease Losses - Wikipedia

    en.wikipedia.org/wiki/Allowance_for_Loan_and...

    Some of the general challenges that financial institutions face with regards to the ALLL estimation include the manual, time-intensive nature of the reserve estimation process each month or quarter; producing adequate documentation and disclosures; incorporating new accounting standards and regulations released by FASB and federal regulatory bodies, and increased scrutiny on the assumptions ...