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  2. NJ speeds up giving out mortgage aid to prevent foreclosures ...

    www.aol.com/nj-speeds-giving-mortgage-aid...

    New Jersey is starting to pass out out money more quickly to help struggling homeowners avoid foreclosure and working out some of the earlier kinks in a federal mortgage aid program.

  3. Marketing authorisation - Wikipedia

    en.wikipedia.org/wiki/Marketing_authorisation

    The application dossier for marketing authorisation is called a New Drug Application (NDA) in the USA or Marketing Authorisation Application (MAA) in the European Union and other countries, or simply registration dossier. This contains data proving that the drug has quality, efficacy and safety properties suitable for the intended use ...

  4. Guide to first-time homebuyer loans and programs - AOL

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    HomeOne mortgage: This Freddie Mac-backed mortgage also allows for just 3 percent down with PMI, but is available only to first-time homebuyers. You won’t get your low-down payment conventional ...

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    Certain criteria must be met to qualify for HARP. While there may be additional criteria imposed by the mortgage servicer, the government requirements are as follows: [6] [4] The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. Many homeowners are unaware that their mortgages are linked to one of these organizations, since ...

  6. New Jersey Department of Banking and Insurance - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Department_of...

    The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]

  7. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    For example, if you earn a gross income of $6,000 per month, your mortgage payment should be no more than $1,680 (28 percent of $6,000), and your total debt payments (including the mortgage ...

  8. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    In 1981, Fannie Mae issued its first mortgage pass-through and called it a mortgage-backed security. Ginnie Mae had guaranteed the first mortgage pass-through security of an approved lender in 1968 [18] and in 1971 Freddie Mac issued its first mortgage pass-through, called a participation certificate, composed primarily of private mortgage ...

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