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The Equine Injury Database (EID) was launched in 2008 following a one-year pilot project where injury reports were submitted by racetracks in a hard copy form. InCompass Solutions, Inc. and The Jockey Club Technology Services, Inc., subsidiaries of The Jockey Club, underwrote the costs of the Database. [21]
The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). ). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life
In the insurance context an actuarial reserve is the present value of the future cash flows of an insurance policy and the total liability of the insurer is the sum of the actuarial reserves for every individual policy. Regulated insurers are required to keep offsetting assets to pay off this future liability.
The show jumping horse killings scandal refers to an unverified number of insurance fraud cases in the United States between the mid-1970s and the mid-1990s in which expensive horses, many of them show jumpers, were insured against death, accident, or disease, and then killed to collect the insurance money.
It is also referred to as the cost of life, value of preventing a fatality (VPF), implied cost of averting a fatality (ICAF), and value of a statistical life (VSL). In social and political sciences , it is the marginal cost of death prevention in a certain class of circumstances.
Underwriting in life insurance is a detailed process that life insurance companies use to assess an applicant’s eligibility for coverage and determine the appropriate premium. This involves two ...
Actuarial notation is a shorthand method to allow actuaries to record mathematical formulas that deal with interest rates and life tables.. Traditional notation uses a halo system, where symbols are placed as superscript or subscript before or after the main letter.
The cost of auto insurance jumped by 20.3% in December from a year earlier, according to Bureau of Labor Statistics inflation data — marking the 16th straight month of annual price gains over 10 ...
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