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Max Rubin is a gambling expert and author best known for his book Comp City: A Guide to Free Gambling Vacations. The book teaches players how to maximize casino perks with little actual wagering. Rubin is also a gambling analyst for television; he served as commentator for the first two seasons of the GSN's World Series of Blackjack, along with ...
If the dealer shows an ace, an "insurance" bet is allowed. Insurance is a side bet that the dealer has a blackjack. The dealer asks for insurance bets before the first player plays. Insurance bets of up to half the player's current bet are placed on the "insurance bar" above the player's cards. If the dealer has a blackjack, insurance pays 2 to 1.
If the dealer has blackjack, the hand is a push, but the player receives twice the value of the insurance, which is the same as the original bet. If the dealer does not have blackjack, the player wins 1.5 times the value of the original bet but loses the value of the insurance and still ends up with the value of the original bet.
The book sold over 700,000 copies and earned a place in the New York Times bestseller list. The publication and subsequent notoriety of the book was the cause at the time behind many casinos changing the rules and conditions of how Blackjack was offered – for example, they stopped dealing single-deck Blackjack down to the last card. [14]
However if the dealer does not have a blackjack, the player will be paid 3 to 2 on the original bet and lose the even money bet. Mathematically, requesting "even money" on a natural on a table that pays 3:2 for a natural is the same as an insurance bet since the 50% bonus is being used to buy the insurance. [3]
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Blackjack (a natural total of 21 on the first two cards) always wins, and is always paid 3:2 regardless of whether or not the dealer has a blackjack. Insurance is paid 2:1, just like in blackjack, despite the fact that there are four fewer ten-valued cards per deck. As 3 cards in 12 are worth ten, the chance of the dealer getting a blackjack ...
Enjoy a classic game of Hearts and watch out for the Queen of Spades!