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An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning. Extended coverage added insurance against loss by the perils of windstorm, hail, explosion, civil commotion, riot and riot attending a strike, aircraft damage, vehicle damage, and smoke damage. [1]
Endorsement (alternatively spelled "indorsement") may refer to a: testimonial, a written or spoken statement promoting or advertising a product; political endorsement, publicly declaring support for a candidate; form added to an insurance policy, to modify its terms; signature on a negotiable instrument, such as a check
In insurance policies, an additional insured is a person or organization who enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy. [1] [2] [3] The term generally applies within liability insurance and property insurance, but is an element of other policies as well. Most ...
Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered ...
Some insurance companies automatically include replacement cost for dwelling and personal property coverage, while other companies require it be added as an endorsement. What is a home insurance ...
The policy endorsement stipulates that the policyholder agrees to give up the right to file a lawsuit and have a judge and jury decide about payment from an insurance claim settlement.
In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.
What Does Pet Insurance Cover? ... (unless treating a covered illness or covered by an applicable endorsement) Funeral services and memorial items (e.g., urns, caskets, burial plots/fees ...