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  2. The best business credit cards with no annual fee - AOL

    www.aol.com/best-business-credit-cards-no...

    Consider whether the card's credit limit is high enough for your needs without negatively impacting your credit utilization ratio. Personal guarantees: Some cards require a personal guarantee ...

  3. Do Personal Guarantees Affect Credit Scores? - AOL

    www.aol.com/finance/personal-guarantees-affect...

    A personal guarantee means you personally promise that a debt will be paid back. If you sign a personal guarantee on a business loan, you are responsible for paying back the money if the business ...

  4. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    But business credit cards can have high interest rates, such as an 18 percent to 28 percent APR. ... Be prepared to provide a personal guarantee. Without assets to secure the loan, an unsecured ...

  5. Alternatives to LLC loans

    www.aol.com/finance/alternatives-llc-loans...

    If you default on an LLC loan with a personal guarantee, your personal assets could be at risk. ... Like a personal credit card, you can charge corporate expenses to a business credit card ...

  6. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    In Singapore, unsecured credit, including credit card debt and personal loans, can carry high interest rates due to the lack of collateral. To safeguard borrowers from excessive debt accumulation, the Monetary Authority of Singapore (MAS) has implemented measures effective since January 1, 2018. These rules cap additional unsecured credit for ...

  7. How hard is it to get an unsecured business loan? - AOL

    www.aol.com/finance/hard-unsecured-business-loan...

    Bankrate insight. Most term loans and lines of credit require you to sign a personal guarantee.Once you sign this, you’re personally liable for your business debt — even if your business is ...

  8. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    In personal finance, a guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments.

  9. Types of unsecured business loans - AOL

    www.aol.com/finance/types-unsecured-business...

    Unsecured business loans may still require you to sign a personal guarantee, backing the loan with your personal assets. ... Business credit cards also often offer perks, such as cash back on ...

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