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According to the Kaiser Family Foundation, more than a quarter of adults below the age of 65 (approximately 52 million people) had pre-existing conditions in 2016. [ 5 ] Current U.S. federal regulation
Major insurers selling Medicare Part C plans include Aetna, Blue Cross Blue Shield, Cigna, Humana, Kaiser Permanente and UnitedHealthcare. ... No enrollment rejections due to pre-existing conditions.
Kaiser Permanente (/ ˈ k aɪ z ər p ɜːr m ə ˈ n ɛ n t eɪ /; KP) is an American integrated managed care consortium headquartered in Oakland, California.Founded in 1945 by industrialist Henry J. Kaiser and physician Sidney R. Garfield, the organization was initially established to provide medical services at Kaiser's shipyards, steel mills and other facilities, before being opened to the ...
People with pre-existing conditions typically cannot obtain any coverage, or at best can obtain limited coverage or more costly coverage for those conditions. This situation was expected to be corrected by the health reform bill being considered by the US Congress in early 2010.
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Critics of medical underwriting believe that it unfairly prevents people with relatively minor and treatable pre-existing conditions from obtaining health insurance. [46] One large industry survey found that 13% of applicants for individual health insurance who went through medical underwriting were denied coverage in 2004.
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Best Types of Life Insurance for Pre-Existing Conditions According to the Centers for Medicare and Medicaid Services, pre-existing conditions could affect up to 50% of Americans.
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