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Your mortgage lender may require you to purchase flood insurance if your home is in a flood plain. An elevation certificate might be useful in a few ways. If you do not believe your home needs ...
A floodplain or flood plain or bottomlands [1] is an area of land adjacent to a river. Floodplains stretch from the banks of a river channel to the base of the enclosing valley, and experience flooding during periods of high discharge. [2] The soils usually consist of clays, silts, sands, and gravels deposited during floods. [3]
The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...
Participation in the NFIP is based on an agreement between local communities and the federal government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHA), the federal government will make flood insurance available within the community as a financial protection against ...
To see which flood zone your home is in, check this county map. Maya Washburn covers northern Palm Beach County for The Palm Beach Post, part of the USA TODAY Florida-Network. Reach her at ...
FEMA recommends elevating your heat pumps, water meters and air conditioning condensers at least 1 foot above your flood elevation level to protect your equipment. If you’re living in a flood ...
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