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A CD dividend rate is calculated based on the principal and the dividend payment. For instance, if a consumer receives $40 from a $1,000 CD balance, that CD has a 4% dividend rate.
Today’s best CD rates: Earn up to 4.50%. ... They generally offer higher APYs than standard CDs. Variable-rate CDs have an APY that changes in response to prevailing interest rates. These CDs ...
Best CD rates for January 30, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.35% APY with low or no minimums at Synchrony ...
In all, you’ll find rates between 5 and 5.51 percent APY on CDs of up to two years, while longer terms of three to five years earn top APYs between 4.5 and 4.75 percent.
Today's top CD yield across terms is 5.51% APY on a one-year term. Due to slight recent drops, the leading APYs for six-month and an 18-month terms are now 5.35% and 5.15%, respectively.
You’ll find rates of 5.00% APY or higher on nearly 40 available CDs. The highest APY today is 5.50% on a three-month term. For comparison, the national average three-month APY is just 1.28%.
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