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The London congestion charge is a flat-fee daily charge to enter the Congestion Charge Zone (CCZ) in central London, introduced in 2003. This was supplemented in 2008 by a Low Emission Zone charge, and in 2017 by a toxicity charge ('T-Charge'), now an Ultra Low Emission Zone (ULEZ) charge.
A higher lending charge (HLC) is a charge made by mortgage lenders in the UK when the loan-to-value ratio of a mortgage is higher than they are prepared to accept at standard rates. Typically, HLCs are applied to loans in excess of 90% of the property value although, until the 1990s, the limit was usually 75%.
Valuation fee, which pays for a chartered surveyor to visit the property and ensure it is worth enough to cover the mortgage amount. Higher lending charge (HLC) – a fee levied by lenders in respect of mortgages exceeding a pre-defined loan-to-value (LTV) percentage threshold. Until the 1990s these were typically levied on all mortgages with ...
APR fees are additional mortgage costs beyond the interest rate, and often include charges like an origination fee and points. While the APR gives you a better sense of your all-in cost, it ...
These charges can be either a flat fee (e.g., a fixed number of cents per mile, regardless of where or when the travel occurs) or a variable fee based on considerations such as time of travel, congestion levels on a facility, type of road, type and weight of the vehicle, vehicle emission levels, and ability to pay of the owner.
Luckily, there are ways you can stop wasting your money on annoying fees. Click through see how you can easily avoid everyday fees: More from GOBankingRates: 6 Car Repairs You Can (Really) Do Yourself
My husband and I couldn't wait to go to Canada with our little kids, but we ended up wishing we'd waited to take them on their first overseas trip.
Mortgage arrangement fee, also known as a completion fee or a mortgage product fee, is a term used to describe the fee charged by some lenders to cover administration and primarily the reserving of funds for fixed rate and/or discounted rate mortgages. [1] [2] This fee may be paid separately, added to the mortgage loan increasing its size, or ...