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  2. How to Write a Perfect Thank-You Note for Any Occasion ... - AOL

    www.aol.com/lifestyle/write-perfect-thank-note...

    The best thank-you note etiquette is to send it within a week of what you are thanking the person for, be it a party or a gift. But you should also always send a thank-you note, no matter how late ...

  3. Letter of thanks - Wikipedia

    en.wikipedia.org/wiki/Letter_of_thanks

    A letter of thanks, letter of gratitude, thank you card, or thank you letter is a letter or greetings card that is used when one person/party wishes to express appreciation to another. They are frequently sent after an event (a birthday party, a religious festival or holiday) and especially when a gift has been received. [ 1 ]

  4. Flex Modification Program (FMP): Everything you need to know

    www.aol.com/finance/flex-modification-program...

    If you’re behind on your mortgage payments, you can apply for the Flex Modification program through your lender. If you’re between 90 and 105 days delinquent, though, Fannie Mae and Freddie ...

  5. Making Home Affordable - Wikipedia

    en.wikipedia.org/wiki/Making_Home_Affordable

    The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]

  6. Parts Manufacturer Approval - Wikipedia

    en.wikipedia.org/wiki/Parts_Manufacturer_Approval

    For example, the CAR 3 authority for modification and replacement parts could be found in section 3.18 after 1952. In 1955, the Civil Aeronautics Board separated the parts authority out of the airworthiness standards, and placed it in a more general location so that one standard would apply to replacement and modification parts for all ...

  7. Mortgage loan modification: What it is and how to get one - AOL

    www.aol.com/finance/mortgage-loan-modification...

    FHA loan modification: There are a few options for an FHA loan modification, including an interest-free loan for up to 30 percent of your balance or a 40-year loan extension.

  8. The Hardship Letter: Four Points to Make When Seeking a ... - AOL

    www.aol.com/news/2011-03-28-the-hardship-letter...

    In the same vein, the spate of loan modification scammers who have taken thousands from already struggling homeowners in return for false promises to fix their broken adjustable rate mortgages ...

  9. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    The Program will share with the lender/investor the cost of reductions in monthly payments from 38% DTI to 31% DTI. Servicers that modify loans according to the guidelines will receive an up-front fee of $1,000 for each modification, plus “pay for success” fees on still-performing loans of $1,000 per year.