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Brooklyn, NY HOLC redlining Map. HOLC is often cited as the originator of mortgage redlining. [11] [12] HOLC maps [13] generated during the 1930s to assess credit-worthiness were color-coded by mortgage security risk, with majority African-American areas disproportionately likely to be marked in red indicating designation as "hazardous."
Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. [2] Redlining has been most prominent in the United States, and has mostly been directed against African-Americans.
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In 1933, the federally created Home Owners' Loan Corporation (HOLC) created maps that coded areas as credit-worthy based on the race of their occupants and the age of the housing stock. These maps, adopted by the Federal Housing Administration (FHA) in 1944, established and sanctioned "redlining". Residents in predominately minority ...
Black adults living in zip codes historically impacted by redlining have an 8% higher risk of developing heart failure than Black adults in non-redlined areas, a study published Monday in the ...
Segregation is a common tale in American cities — most practiced discrimination in housing loans and urban renewal — but at the same time, every town has its own unique narratives.
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One might assume that redlining and deed restrictions are a thing of the past, so their effect on the Tower probably waned long ago; however, while racial deed covenants were deemed federally ...