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Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.
A credit reporting bureau is not off the hook if they provide your credit report for a permissible purpose by mistake, such as if they released your credit report because you have the same name as ...
You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
The recent events at Target reminded every credit card and debit-card holder of the danger of identity theft. But how can you check your credit report to make sure you haven't been compromised?
Making sure your credit report is correct will ensure you get the best loan rate for large purchases and the best credit card rates, too. You can check your credit reports each year at ...
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