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  2. The 9 Best No Annual Fee Credit Cards of October 2022 - AOL

    www.aol.com/finance/9-best-no-annual-fee...

    5 out of 5 Overall. Key Features. Redeem awards with Amazon. Credit monitoring tool. 0% APR on balance transfers. Get Details. The Chase Freedom Unlimited offers you access to some of the best ...

  3. The 7 Best Credit Cards for Fair or Average Credit of 2022 - AOL

    www.aol.com/finance/7-best-credit-cards-fair...

    Capital One Platinum Credit Card: Best for no annual fee. Capital One QuicksilverOne Cash Rewards Credit Card: ... Credit requirements. Fair credit (580 or higher) or new to credit.

  4. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    The credit card issuer may extend an attractive offer that makes it worth your while to stay, such as waiving the annual fee for a year, lowering your interest rate or issuing bonus rewards.

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    Eliminates "fee harvester cards." The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

  6. The 5 Best Instant Approval Credit Cards of July 2024 - AOL

    www.aol.com/5-best-instant-approval-credit...

    4.5 out of 5 Overall. Key Features. $0 intro annual fee. Earn a $250 statement credit. 0% intro APR on balance transfers for 12 months. Get Details. American Express offers Instant Card Number for ...

  7. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Before standardization of credit scoring, statements of character were integral to credit reports well into the 1960s. [3] With credit reports containing probing details about personality, habits, and health, in the hearings on the Fair Credit Reporting Act lawmakers were troubled that individuals were helpless to clear up errors.

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