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  2. Back to school (marketing) - Wikipedia

    en.wikipedia.org/wiki/Back_to_school_(marketing)

    Traditional supplies such as paper, pens, pencils and binders will often be marked at steep discounts, often as loss leaders to entice shoppers to buy other items in the store. [2] Many states offer tax-free periods (usually about a week long) at which time any school supplies and children's clothing purchased does not have sales tax added. [3]

  3. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    Discounts and allowances are reductions to a basic price of goods or services.. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list price (which is quoted to a potential buyer ...

  4. Rebate (marketing) - Wikipedia

    en.wikipedia.org/wiki/Rebate_(marketing)

    If the turnaround time crosses into the next fiscal year or quarter, a rebate offer can inflate sales in the current period, and not have to be accounted for until the next period and then it could be attributed as a cost reducing sales or expense for the next period, giving companies an accounting advantage with their Wall Street projections.

  5. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    For example, if you want to buy a home a year from now, don’t park your savings in a certificate of deposit (CD) with a term longer than six months. “If your timeline accelerates, you’ll be ...

  6. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    Since you fund qualified annuities with pre-tax dollars, you must wait until 59 1/2 to receive payments without incurring penalties. Withdrawals before age 59 1/2 come with a 10% early withdrawal ...

  7. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    It’s important to check your history before a potential lender does and clear up any mistakes before you complete an application. Dig deeper: 5+ ways to get the lowest rate on your next mortgage

  8. I'm a financial expert: Here's what to consider when ... - AOL

    www.aol.com/finance/what-to-consider-when...

    Selling a home requires you to navigate a fluctuating real estate market — and if you happen to sell when supply outpaces demand, you may get much less for your home than you were expecting.

  9. 15 holiday gifts for dementia patients and caregivers ...

    www.aol.com/15-holiday-gifts-dementia-patients...

    11. A memory phone can store photos with names and contact information. 12. Puzzles and activity books stimulate the brain and promote cognitive sharpness.. 13. Card games and board games ...