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  2. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    Adding a cosigner to a loan application can help you qualify, particularly when your credit score or personal income may not be enough to obtain approval on your own. However, before resorting to ...

  3. How to Get Personal Loans for Bad Credit With a Cosigner or ...

    www.aol.com/personal-loans-bad-credit-cosigner...

    The option to add a cosigner or co-applicant isn’t as common for personal loans as it is for other products, such as private student loans. So make sure to check the lender’s policy online or ...

  4. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    For student loans, it greatly depends on the loan — for example, federal Parent PLUS loans discharge the debt when a cosigner (or parent) dies, while private student loans may require full ...

  5. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    A co-borrower or co-signer could also help improve your odds of approval. ... your DTI should be below 36 percent — even after you add the payment for your new loan. However, some lenders accept ...

  6. How much can I borrow with a personal loan if I have ... - AOL

    www.aol.com/finance/much-borrow-personal-loan...

    Lenders who offer loans for people with low credit may accept FICO scores as low as 560 or may not require a credit score at all. ... No co-borrowers or co-signers. Loan origination fee of up to ...

  7. Co-signers typically need a credit score of 670 or higher and a debt-to-income ratio of less than 50% to be approved for the loan. What is a co-signer? A co-signer is a person who guarantees the ...

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