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  2. Security token - Wikipedia

    en.wikipedia.org/wiki/Security_token

    A Radio-frequency identification card used to open a door.. A security token is a peripheral device used to gain access to an electronically restricted resource. The token is used in addition to, or in place of, a password. [1]

  3. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    Banking customers who have been issued a CAP reader by their bank can insert their Chip and PIN card into the CAP reader in order to participate in one of several supported authentication protocols. CAP is a form of two-factor authentication as both a smartcard and a valid PIN must be present for a transaction to succeed.

  4. Secure access module - Wikipedia

    en.wikipedia.org/wiki/Secure_access_module

    A secure access module. A Secure Access Module (SAM), also known as a Secure Application Module, is a piece of cryptographic hardware typically used by smart card card readers to perform mutual key authentication. [1] [2] [3] SAMs can be used to manage access in a variety of contexts, such as public transport fare collection and point of sale ...

  5. Consumers don't need more hidden fees, tricky loans, or a ...

    www.aol.com/consumers-dont-more-hidden-fees...

    For years, I told consumers who ran into problems with their auto loans, mortgages, credit cards, payment apps, student loan servicers, credit reports and more to reach out to the Consumer ...

  6. Keycard lock - Wikipedia

    en.wikipedia.org/wiki/Keycard_lock

    Keycard systems operate by physically moving detainers in the locking mechanism with the insertion of the card, by shining LEDs through a pattern of holes in the card and detecting the result, by swiping or inserting a magnetic stripe card, or in the case of RFID or NFC cards, merely being brought into close proximity to a sensor.

  7. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    Case study: Debt consolidation for $25,000 in credit card debt Joanne has $25,000 spread across four credit cards with interest rates between 18% APR to 24% APR. Her minimum payments totals $750 ...

  8. Online banks vs. traditional banks: Comparing rates, features ...

    www.aol.com/finance/online-banks-vs-traditional...

    Benefits of online and digital banking. Higher rates and lower fees. Online banks save a bundle without operating branch locations, and these savings translate into stronger annual percentage ...

  9. Money Access Center - Wikipedia

    en.wikipedia.org/wiki/Money_Access_Center

    Money Access Center (MAC, also Money Access Card) was an ATM network in the Mid-Atlantic and Midwestern United States, between 1979 and 2005, when it was absorbed into the STAR network. The network was one of the first in the nation, and helped universalize ATM banking.