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Need Immediate Credit Access: People facing sudden expenses or emergencies often apply for instant approval cards to gain fast access to credit. Are New to Credit: Those looking to build credit ...
Often, if you’re in the market for a house, you can work with a bank or lender to get a letter of pre-approval that certifies that you’d be able to qualify for a mortgage of a certain amount.
1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
The SoFi credit card might not have the name recognition of American Express, but the 3% cash back on all purchases — if you set up direct deposit — is a compelling opportunity for anyone ...
Pre-approval: Pre-approval credit cards use public data and soft credit pulls to tell you if you're pre-approved. While pre-qualifying isn't a guaranteed approval, it indicates a higher likelihood ...
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"If you look at the low-end cards [for people with poor credit], as low as 80 percent of people who are pre-approved actually get approved," says Greg Lull of CreditKarma. "Especially in the low ...
Learn 9 tips that can increase the likelihood of card approval, including checking your credit score, correcting errors on your credit report and narrowing options to those you’re qualified for.
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