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The metadata is transformed into the syntax of messages used in financial networks. The first syntax supported for messages was XML Schema. ISO 20022 is widely used in financial services. Organizations participating in ISO 20022 include SWIFT. ISO 20022 is the successor to ISO 15022; originally ISO
The original message types were developed by SWIFT and a subset was retrospectively made into an ISO standard, ISO 15022. In many instances, SWIFT message types between custodians follow the ISO standard. [1] This was later supplemented by a XML based version under ISO 20022.
The message type indicator (MTI) is a four-digit numeric field which indicates the overall function of the message. A message type indicator includes the ISO 8583 version, the Message Class, the Message Function and the Message Origin, as described below.
The SEPA (Single Euro Payments Area) is a self-regulatory initiative by the European banking sector represented in the European Payments Council, which defines the harmonization of payment products, infrastructures and technical standards (Rulebooks for credit transfer/direct debit, BIC, IBAN, ISO 20022 XML message format, EMV chip cards/terminals).
ISO 15022: 1999 Securities – Scheme for messages (Data Field Dictionary) (replaces ISO 7775) ISO 20022-1: 2004 and ISO 20022-2:2007 Financial services – Universal Financial Industry message scheme; In RFC 3615 urn:swift: was defined as Uniform Resource Names (URNs) for SWIFT FIN. [21]
In SGML, HTML and XML documents, the logical constructs known as character data and attribute values consist of sequences of characters, in which each character can manifest directly (representing itself), or can be represented by a series of characters called a character reference, of which there are two types: a numeric character reference and a character entity reference.
ISO 15022 is an ISO standard for securities messaging used in transactions between financial institutions. Participants in the financial industry need a common representation of the financial transactions they perform and this standard defines general message schema, which in turn are used by organizations to define messages in a complete and unambiguous way. [1]
ISO 20022 Financial services – UNIversal Financial Industry message scheme; ISO/TS 20026:2017 Intelligent transport systems – Cooperative ITS – Test architecture; ISO/IEC TS 20027:2015 Biometrics interoperability profiles – Best practices for slap tenprint captures