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2. Letter of credit - Wikipedia

   en.wikipedia.org/wiki/Letter_of_credit

   A confirming bank is a bank other than the issuing bank that adds its confirmation to credit upon the issuing bank's authorization or request thus providing more security to the beneficiary. A complying presentation is a set of documents that meet with the requirements of the letter of credit and all of the rules relating to letters of credit.

3. HUD-1 Settlement Statement - Wikipedia

   en.wikipedia.org/wiki/HUD-1_Settlement_Statement

   The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and ...

4. Deed of trust (real estate) - Wikipedia

   en.wikipedia.org/wiki/Deed_of_trust_(real_estate)

   Transactions involving deeds of trust are normally structured, at least in theory, so that the lender/beneficiary gives the borrower/trustor the money to buy the property; the borrower/trustor tenders the money to the seller; the seller executes a grant deed giving the property to the borrower/trustor; and the borrower/trustor immediately executes a deed of trust giving the property to the ...

5. Mortgages and loans to pay for home renovations - AOL

   www.aol.com/finance/mortgages-loans-pay-home...

   However, borrowers typically need to consider a few different requirement categories. Credit score : Minimums vary by loan type and lender, but you can expect that you will need at least a 620 ...

6. Fixed-rate mortgage - Wikipedia

   en.wikipedia.org/wiki/Fixed-rate_mortgage

   Fixed-rate mortgages are the most classic form of loan for home and product purchasing in the United States. The most common terms are 15-year and 30-year mortgages, but shorter terms are available, and 40-year and 50-year mortgages are now available (common in areas with high housing costs, where even a 30-year term leaves the monthly payments ...

7. Secured vs. unsecured business line of credit - AOL

   www.aol.com/finance/secured-vs-unsecured...

   Increases odds of approval: Since the loan is secured with collateral equal to the loan’s value, lenders are more likely to approve borrowers with poor or fair credit. Secured business line of ...